Welcome to Computer Financing Today (CFT). We are here to help you buy a computer regardless of your credit.  I have been asked how this computer credit (also known as computer financing) works. So I put together some quick FAQs.

1) I have bad credit/ no credit. Can you finance me? Yes. We can finance almost anyone. All you need is a job and a checking account.

2) Can you help repair or build my credit? Yes. While we cannot fix your credit, we can help repair your credit by providing a statement to all 3 credit bureaus about how you paid and when. If needed we will also provide a credit reference while you are still making payments to us.

3) I have been quoted 18% interest rate previously, is this what you charge in interest? No. No matter your credit we only charge 5.99%.

4) Do you run a credit check? No. We do not run a credit check.

5) What is the monthly or yearly membership fee for this program? None. We do not charge an annual or monthly membership fee.  We are not a computer club. We sell computers to a wide array of consumers and base our payments  plans on your income and comfort level.

If you are currently employed,  have a open checking account, and make approximately $1500 a month or more we more than likely can finance you.  We will build a customized plan that fits your financial goals so you can make weekly or bi-weekly payments directly from your checking account.

We believe that everyone should be able to have a computer in today’s high tech world and we strive not only to meet your expectations, but exceed them, regardless of bad credit or no credit.