What’s the difference between Computer Financing and Leasing Computers? In a nutshell, one you own the computer and the other one you don’t.

After doing some research we noticed that there was a need for computers by people who were not able to purchase a computer due to financial set backs.  So we launched an initiative to help those who needed a computer but could not go through ordinary lending channels. Thus we learned the difference between Computer Financing and Leasing Computers.

Photo of a Dell XPS M140 Laptop.
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Computer Financing

This option is the one where you own the computer. We help you customize a financing plan where you can pay an affordable amount. At a predetermined point we purchase the computer based on the specifications that meet your needs and have the computer shipped directly from the factory to you. You own the computer upon receipt, not us, AND no one has owned or touched the computer prior to you.

Leasing Computers

Computer leasing is where you are shipped the computer after applying for credit. You must have good credit and be able to prove that you have the ability to make monthly payments until the computer is paid in full. During the time that you are making the payments, you DO NOT own the computer. The leasing company owns the computer.

Computer Credit Benefits

The benefits of computer financing is that not only do you own the computer, but that the computer you receive is one of the best computers on the market at the time the computer is shipped. Meaning, if we go to order the computer and there is a big hard drive versus the one we quoted, you get the bigger hard drive option with no extra fees or hidden costs.

We offer several different flexible payment plans, but should there be a disruption in your income, you can contact us and we can make arrangements to help you through the rough times. We are here to make this a win-win situation for everyone. After all, if you’re not happy you won’t recommend us and we would like everyone to recommend us.

Credit repair. This is a big thing to a lot of people. So we have created a credit repair program that works hand-in-hand with our financing plans. Upon successful completion of the agreement, we will send you a letter that states that you meet the payment agreement for X amount of months. You send this to all the credit bureas and they put that on your credit report and your score should improve.

Not enough? Want more? No problem. Because we want you to love us, we will provide a credit reference for you while you are still in the program, so long as you are meeting the agreed upon terms.

Our Goal

We strive to make this affordable for you so that you have a better option than a Rent-To-Own computer which is used and/or out-dated. We want you to be more than satisfied with not only our customer service, but with the computer selection we offer.

One size does not fit all. We offer several computer financing options and if you don’t fit into one of those plans, we can work outside the box and come up with a financing plan that fits you.

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